Head of Credit Jobs in Tanzania at Enrich Africa (T) LTD

Job Title: Head of Credit (Bank work experience)

Employer: Enrich Africa (T) LTD

Duty Station: Dar Es Salaam, Tanzania

Application Deadline: 31 Jan 2015

Job Description:

Responsibilities:
• Responsible for the review and approval of commercial credit proposals of the Bank and to maintain a good balance between returns and risks exposure
• Establishes and implements principles and credit policies that are aligned to the needs of bank and meet the best practice standards demanded for an effective and efficient risk management function;

• Participates with Country CCPL and Mortgage business in product development planning including approval of Product programs and Campaign proposals;

• Leads a team of credit approvers to ensure high standard credit quality of the portfolio by using various credits

• Ensures that credit risk exposures are managed within the established limits, appetite and standards and that regulatory reporting requirements are satisfied;

• Works with the business to ensure that factors that influence the quantum of credit risk and the sensitivities to those factors are understood and documented;

• Ensures minimum satisfactory results from all internal and external audits;

• Is responsible for active participation in the design or selection, implementation & validation of models used in the rating process;

• Is responsible for oversight and supervision of models used in the rating process;

• Is responsible for ongoing review & alterations to models used in the rating process.


Roles & Responsibilities:

• The jobholder is accountable to Credit Head for ensuring that all credit risks in the CCPL and Mortgage portfolios are identified and measured to agreed standards.

• The jobholder is responsible for the development and maintenance of comprehensive and effective retail credit risk management and credit risk governance frameworks and practices, and for ensuring that these are aligned to the overall Group Governance Principles and Framework

• Jobholder is responsible for managing Policy Analytic team, in order to ensure that ad hoc analysis is produced as per agreed deadlines with a high level of accuracy.

• Jobholder is required to oversee the mortgage appraisal process in line with the Group Credit Process Standards in order to ensure appraisal values are produced within an acceptable time frame and are fair representations of the market value of the property.

• Jobholder is responsible for reviewing and approving loss forecasting for Retail Lending products, to ensure that the forecast is accurate to within an agreed level of tolerance


Requirements:

• Qualified member of an accountancy body or holder of an equivalent qualification
• Meet the requirement for a commercially astute, articulate, technically strong, dynamic, insightful and influential leader with the ability to operate at both strategic and operational levels.
• Exceptional communication skills at all levels
• Strong IT skills, always being ahead of new technologies
• Ability to handle high levels of pressure and critical decision-making.
• High integrity and openness combined with commitment to good governance.
• Energetic, highly motivated, with an enquiring mind and passion for excellence and innovation in pursuit of business growth and success
• Experienced in Credit dept 3+ years

How to Apply:

Please send your CV to: hrd@enrichafrica.org

Branch Manager Jobs in Tanzania at Enrich Africa (T) LTD

Job Title: Branch Manager (Bank Experienced)

Employer: Enrich Africa (T) LTD

Duty Station: Dar Es Salaam, Tanzania

Application Deadline: 31 Jan 2015

Job Description:

Duties:
• Meet branch target as set from time to time
• Manage service delivery, to review output of the branch performance to ensure adherence to branch service standards, to manage/recommend workflow changes, where appropriate, for greater efficiency
• Resolve exceptional investigations and liaise with other functions to ensure issues are resolved
• Analyse and ensure timely and accurate reporting of management statistics
• Ensure that there is adequate security within the Branch; controls are in place and smooth running of all branch equipments.
• Ensure compliance with Group Policy and Standards, local laws and regulations, controls and procedures of the Bank
• Controls and procedures on “Know Your Customer” and Customer Due Diligence introduced to addressed money laundering prevention and compliance risk
• Perform general reconciliation of all branch suspense accounts and control activities.

Key Activities:
• Ensure Audit compliance at the branch
• Supervise Computer functions
• Overall Supervision Branch operational activities including training.
• Over-ride transactions where authorization needed.
• To attend Customer’s queries and complains.
• To ensure that the Bank’s cash-holding limit is observed, including snap check.
• To market and sale the Banks’ products.
• To ensure all the Reports, Returns and Management information are accurately and submitted in timely basis.
• To hold the Bank security keys.
• To authorize daily transactions vouchers.
• Maintain petty Cash
• Support the Front Office-Customer service desk for excellent service.
• Ensure the Branch sanitation and ambiance is maintained
• Any other duties that may be assigned from time to time


Key Relationships (Internal & External)

• IT for guidance on systems related issues.
• CSC liaison on service Quality and controls.
• Other Dept Heads.

Contributes To:
• Cost Control
• Compliance to procedural/operational and service standards.
• Business growth and customer retention.

Complexity
• Ability to identify possible loss arising from operational risks.
• Dealing with complexities of customer queries.

Judgement;

• Ability to identify possible loss arising from operational risks.
• Dealing with complexities of customer queries.

Know How And Experience:
• Knowledge and liability to operate and manage system and processes.
• Bank Product knowledge.

Skills Requirements:
• Education Level Bachelor's degree in Accounting /business administration/ finance
• Licensure and/or Certification CPA or CFA certifications are optional, but may improve career opportunities
• Experience At least five years of experience in financial services, previous experience as a loan officer, financial analyst or assistant branch manager

Skills:
• Strong accounting, customer service and communication ,
• Good leadership, people management and banking skills
• Knowledge of relevant legislation, sales and business principles
• Strong commercial know-how and first class decision making abilities
• Be a good relationship builder and a strategic thinker rather than just operational
• Resilient under pressure
Computer Skills Accounting software, Microsoft Office
Technical Skills 10-key calculator
Additional Requirements Understanding of federal and BOT regulations regarding financial reporting, extended working hour, time management

How to Apply:

Please send your CV to: hrd@enrichafrica.org

Temporary Banking Operations Officer Jobs at Tanzania Postal Bank (TPB)

Job Title: Temporary Banking Operations Officer ( 1 position)

Employer: Tanzania Postal Bank (TPB)

Duty Station: Dar Es Salaam ,Tanzania

Application Deadline: 20th Jan 2015

Job Description:

Duties and Responsibilities:-

• Assist Remote locations to attend customers.
• Accounting and Reconciliation
• Answer to specific enquiries from Western Union Financial Servvices International
• Answer to general enquiries from customers worldwide
• Answer to specific enquiries from locations within Tanzania Postal Bank Network (TPB and its Sub Agents)
• Training and re-training new operators-formally and over the phone
• Advice Marketing Department on required merchandising items
• Installation of New Money Transfer software and training
• Monitoring general network performance as per Smart Plan and other signed business agreements.

Contributes To:

• Customer – Service Delivery/Enquiries
• Efficient and Quality Service to Customers

Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as amended by Act No. 11 of 1992. TPB is a Bank that provides competitive financial services to our customers and creates value for our stakeholders through innovative products.
TPB is a Bank, whose vision is “to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services”. As part of effective organizational development and management of its human capital in an effective way, TPB commits itself towards attaining, retaining and developing the highly capable and qualified workforce for TPB betterment and the Nation at large

Key Performance Indicators:

• Customer Satisfaction
• Individual Productivity and Turnaround time
• Minimum Cash Differences
• Accuracy of Transactions Postings
Experience and Knowledge:
• Bachelor’s degree/Advanced Diploma in Banking, Economics, Commerce,Business
• Administration, Finance, Accounting from any recognized University or equivalent qualification.
• At least 1 - 3 years of relevant Banking Experience
• Working knowledge of Equinox Functionality
• Computer literate is desirable.

Performance Measures:

• Ensure quality services to customers
• Collection of all commissions, fees and charges at 100%
• Increase of transactions and Deposit values as per strategic plan
• Daily Days work balanced, verified and signed
• Ensure adherence to TPB core values
• Reconcile all accounts and prepare required reports
• Compliance with service delivery standards

How to Apply:

The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to:
recruitment@postalbank.co.tz. Applications via other methods will not be considered.

Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.

Tanzania Postal Bank has a strong commitment to environmental, health and safety management.
Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.

Vacancies at Diamond Trust Bank (DTB) in Tanzania-Officers

Job Title: Officers

Employer: Diamond Trust Bank (DTB)
Duty Station: Mtwara, Mwanza, Kahama


Job Description:

Responsibilities:

• Acting as the prime interface between the bank 'and the client.
• Identifying and developing medium retail banking business for the bank, with an emphasis on income generation.
• Marketing the Bank's new products and services by enhancing the existing/ new customer base and expanding the Bank's business growth. Maintaining good customer relations and ensure that customer needs are met within the strategic objectives of the Bank.
• Managing all customer-related queries.
• Maintaining DTB's Customer Service Standards.

Education Qualifications:

• University graduate preferably in Banking/Business/Management.
• Experience & Competencies Required
• Excellent communication skills
• A confident and ambitious approach to the working environment
• Geographical (workplace) flexibility
• Some previous work experience (eg; internship) will be an advantage

How to Apply:
If you meet the above requirements and ready for great challenges, mail:
Covering letter indicating preferable work station and Your Curriculum vitae
Head Office
Diamond Trust Bank Tanzania Limited
901 Harborview Towers, Samora Avenue,
P.O.Box 115
Dar es Salaam

Application Deadline: 10th Nov 2013

Corporate Banking Head Job Vacancy at Citibank Tanzania Limited

Job Title: Corporate Banking Head

Employer: Citibank Tanzania Limited

Duty Station: Dar Es Salaam

Job Description:

Citibank Tanzania Limited is looking to recruit a highly qualified and experienced individual to occupy the position stated below:
Corporate Banking Head - Reporting to the Managing Director, with a dotted reporting line to the Corporate Bank Head, Sub Saharan Africa

Duties and Responsibilities:

• Responsible for approving all of the corporate bank credit packages/covenant tracking/High risk reviews/account plans/interim reviews.
• Work with other departments to analyze market needs, develop product solutions, ensure adequate processing capacity, smooth rollout of new products and continued high service levels.
• Responsible for the compliance process within the unit- this includes effective and functional Know Your Customer and Client Acquisition Due Diligence processes as well as setting and monitoring the Risk and Credit Self-Assessment and other similar processes for the unit.
• Ensuring customer satisfaction by coordinating with other departments in meeting product and service delivery expectations.
• Responsible for business reviews.
• Responsible for revenue plan for the Corporate Bank Group.
• Participate as a member of the management/policy committee in promoting the overall growth of the bank's business in Tanzania.
• Responsible for developing and managing business relationships with target corporate through an active and measurable calling program
• Managing the team or relationship managers and support analysts by clearly defining a strategy for delivering key financial, customer quality and people management objectives.
• Responsible for conducting weekly meetings/ training for all CBG staff, across the credit as well as product areas.
• Responsible for working with Human Resources to ensure recruitment, retention, motivation, performance management, training and development, goal setting and promotion of direct reports.
• Responsible for identifying/recognizing current and anticipated risks in the business, and boxing in these by putting in place appropriate mitigation through application of Citibank Credit policies and processes as well as setting target market screens/risk acceptance criteria.

Qualification, Skills and Experience Requirements:

• Minimum of University Degree in Business, Engineering, Economics with Post Graduate Diploma in Financial Management and / or MBA
• Experience in building, training, motivating and managing a team which includes senior officers
• 10 plus years of experience in banking and/or financial services. At least five years in a corporate bank and/or other senior relationship management role.
• Minimum five years of management experience.
• Strong past experience in senior positions (preferably in international institutions) in Capital Markets and Loan Syndication.
• Strong past experience in managing a Financial Institutions coverage / industry unit within a large / international bank.

Remuneration:

The above position carries attractive remuneration as per Citibank Tanzania Limited salary structure.

How to Apply:
Citibank Tanzania Limited is an equal opportunities employer and this position is open to all, but only qualified candidates should submit detailed CVs, certified copies of academic and professional qualifications. For those who will send e-copies please send cover letters and CVs saved in your names.
Submissions may be sent to:
Head of Human Resources 36, Upanga Road
P.O. Box 71625
Dar es Salaam
Tanzania.

Application Deadline: 16th Oct 2013

General Manager Job Vacancy at Mufindi Community Bank Ltd.in Mufindi, Mafinga

Job Title: General Manager

Responsibilities and Duties:

•Ensures that there is an appropriate financial system which is properly maintained for effective and efficient operations of the bank.
•Ensures that the bank develops and recommends to the Board of Directors all the plans and strategies so as to realize the objectives of the bank.
•Ensures that there are adequate strategies for deposit mobilization to meet the investment needs of the bank.
•Ensures that lending activities are implemented professionally and that there is adequate loan supervision so that repayments are prompt and in sufficient levels while PAR is maintained at acceptable low levels.
•Coordinates and assesses the performance of the bank as a whole in order to make appropriate changes in strategies and resources when needed.
•Facilitates the recruitment of competent staff and enhance motivation and communication, coupled with building relevant culture.
•Ensures compliance with laws, rules and regulations of relevant authorities including directives of Board and the Bank of Tanzania.
•Keeps the board well informed on various matters and providing recommendations for appropriate actions.
•Acts as spokesman of the institution at the management level and ensures good image of the bank is portrayed to the public.
•Performs any other duties as assigned by Board from time to time.

Competencies and Attributes:

•At least a Bachelor Degree or equivalent qualification in Business Administration, Commerce, Finance, Banking, Economics or related subjects. Candidates with postgraduate qualification will be preferred.
•Minimum of seven years professional working experience in a bank or financial institution, five of which must be at Senior Management Level.
•Comprehensive knowledge of credit management and good experience in microfinance techniques
•High integrity with strong public relation skills
•Computer literacy, particularly in spreadsheets, Ms. Word and banking software. Good knowledge of Assets and Liability management.
•Ability to build results oriented management team.

How to Apply:
All interested candidates for this post should send their application letters accompanied by Curriculum Vitae (CV) with names and contacts of at least three referees to:
The Board Chairman,
Mufindi Community Bank Ltd,
P.O. Box 147,
Mafinga;

Application Deadline: 15th Oct 2013
Only short listed candidates will be contacted.

Branch Operations Executive Jobs in Tanzania at Azania Bank Limited

Job Title: Branch Operations Executive – (One Post)

Employer: Azania Bank Limited,
Duty Station: Dar es Salaam
Application Deadline:12th Aug 2013

Azania Bank Ltd is a Commercial Bank which has recently recorded fast growth. This growth has created employment opportunities. As for now, there exist vacancies at our Head Office and Branches for those who are willing to join well motivated work teams of Azania Bank family
Responsibilities;
• Assist the Branch Manager in managing the branch operations and attaining both financial and non financial targets
• Ensure that front office staffs are, on daily basis, providing quality service to customers by conducting floor management at intervals and ensure that customers queries are responded to timely
• Manage branch cash reconciliation on daily basis
• Supervise back office operations
• Sign documentation and initiate, checking and approving transactions through computer system as per delegated authority
• Manage documentations which include custodianship of all vouchers
• Manage ATM operations and cash related duties
• Prepare and submit various reports as will be required by Branch Manager, Internal/External Auditors, Director of Banking Operations and Managing Director
• Manage accounting and administrative duties of the Branch.
Qualification:
• A Bachelor Degree or Advanced Diploma in Accountancy with at least TWO years working experience in Banking Sector.
• A masters degree will be an added advantage.
• Applicants should be computer Literate.
Remuneration for successful candidates;
Attractive remuneration packages await successful candidates to the above posts as per Azania Bank Limited Salaries and Incentive Schemes as reviewed from time to time.
General Information;
Only short listed candidates will be contact and that they will have to meet all costs associated with their attendance to the interviews. Please note also that successful candidates will be required to meet their relocation costs from wherever they are to new duty station.
How To Apply:
Applications must be attached with detailed resume, copies of relevant certificates, names and addresses of at least two referees. Please provide telephone numbers and e-mail addresses of two referees. Please apply in confidence to:
Managing Director,
Azania Bank Limited,
Mawasiliano Towers, Sam Nujoma Road
P. O. BOX 32089
Dar es Salaam
Tel No.: 2412025/26/27, Fax No.: 2412028
Azania Bank Limited is an equal Opportunity Employer.